/*
Theme Name: DebtFreeMCA
Theme URI: https://debtfreemca.com
Author: DebtFreeMCA
Author URI: https://debtfreemca.com
Description: A premium WordPress theme for MCA debt restructuring businesses. Features one-click demo import, dynamic content management, and professional design optimized for financial services.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.5
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: debtfreemca
Tags: one-column, custom-menu, featured-images, theme-options, translation-ready, blog, financial

DebtFreeMCA WordPress Theme - Smart Financial Recovery for Businesses
*/

/* ==========================================================================
   CSS Variables
   ========================================================================== */
:root {
    --primary-blue: #0A2540;
    --secondary-blue: #0066FF;
    --accent-red: #E63946;
    --bg-light: #F6F9FC;
    --white: #FFFFFF;
    --text-dark: #32325D;
    --text-light: #6B7C93;
    --glass-bg: rgba(255, 255, 255, 0.85);
    --glass-border: rgba(255, 255, 255, 0.4);
    --shadow-sm: 0 4px 6px rgba(50, 50, 93, 0.11), 0 1px 3px rgba(0, 0, 0, 0.08);
    --shadow-lg: 0 15px 35px rgba(50, 50, 93, 0.1), 0 5px 15px rgba(0, 0, 0, 0.07);
    --transition: all 0.2s ease-in-out;
    --green: #10b981;
}

/* ==========================================================================
   Base Styles
   ========================================================================== */
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Inter', sans-serif; background-color: var(--bg-light); color: var(--text-dark); line-height: 1.6; overflow-x: hidden; }
a { text-decoration: none; color: inherit; transition: var(--transition); cursor: pointer; }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }

/* ==========================================================================
   Layout Utilities
   ========================================================================== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section-padding { padding: 100px 0; }
.text-center { text-align: center; }
.grid { display: grid; gap: 30px; }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }

/* ==========================================================================
   Typography
   ========================================================================== */
h1 { font-size: 3.5rem; font-weight: 800; line-height: 1.1; letter-spacing: -0.02em; color: var(--primary-blue); }
h2 { font-size: 2.5rem; font-weight: 700; line-height: 1.2; letter-spacing: -0.01em; margin-bottom: 20px; color: var(--primary-blue); }
h3 { font-size: 1.5rem; font-weight: 600; margin-bottom: 15px; }
p { color: var(--text-light); font-size: 1.125rem; }
.subtitle { font-size: 1.25rem; font-weight: 500; color: var(--secondary-blue); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 10px; display: block; }

/* ==========================================================================
   Components
   ========================================================================== */
.btn { display: inline-block; padding: 14px 28px; border-radius: 6px; font-weight: 600; font-size: 1rem; cursor: pointer; border: none; transition: var(--transition); text-align: center; }
.btn-primary { background: var(--secondary-blue); color: var(--white); box-shadow: 0 4px 14px 0 rgba(0, 102, 255, 0.39); }
.btn-primary:hover { transform: translateY(-2px); background: #0052cc; color: var(--white); }
.btn-danger { background: var(--accent-red); color: var(--white); box-shadow: 0 4px 14px 0 rgba(230, 57, 70, 0.39); }
.btn-danger:hover { transform: translateY(-2px); background: #c5303c; color: var(--white); }
.btn-outline { background: transparent; border: 2px solid var(--secondary-blue); color: var(--secondary-blue); }
.btn-outline:hover { background: var(--secondary-blue); color: var(--white); }

.glass-panel { background: var(--glass-bg); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); border: 1px solid var(--glass-border); border-radius: 16px; box-shadow: var(--shadow-lg); }

/* ==========================================================================
   Header / Navigation
   ========================================================================== */
header { position: fixed; width: 100%; top: 0; z-index: 1000; transition: var(--transition); padding: 20px 0; }
header.scrolled { background: rgba(255, 255, 255, 0.98); box-shadow: var(--shadow-sm); padding: 10px 0; }
.nav-container { display: flex; justify-content: space-between; align-items: center; position: relative; }
.logo img { height: 40px; transition: var(--transition); }
.nav-links { display: flex; gap: 20px; align-items: center; }
.nav-links a { font-weight: 500; color: var(--primary-blue); transition: var(--transition); font-size: 0.95rem; }
.nav-links a:hover { color: var(--secondary-blue); }
.mobile-menu-toggle { display: none; font-size: 1.5rem; color: var(--primary-blue); cursor: pointer; transition: var(--transition); }

header.legal-mode:not(.scrolled) .nav-links > a,
header.legal-mode:not(.scrolled) .nav-links > li > a,
header.legal-mode:not(.scrolled) .mobile-menu-toggle { color: var(--white); }
header.legal-mode:not(.scrolled) .nav-links > a:hover,
header.legal-mode:not(.scrolled) .nav-links > li > a:hover { color: #cbd5e1; }

/* WordPress Menu Integration */
.nav-links .menu-item a { font-weight: 500; color: var(--primary-blue); transition: var(--transition); font-size: 0.95rem; }
.nav-links .menu-item a:hover { color: var(--secondary-blue); }
.nav-links .sub-menu { display: none; position: absolute; background: var(--white); box-shadow: var(--shadow-lg); border-radius: 8px; padding: 10px 0; min-width: 200px; }
.nav-links .menu-item:hover .sub-menu { display: block; }
.nav-links .sub-menu a { display: block; padding: 8px 20px; font-size: 0.9rem; }

/* ==========================================================================
   Hero Section
   ========================================================================== */
.hero { position: relative; padding-top: 150px; padding-bottom: 100px; background: linear-gradient(135deg, #f6f9fc 0%, #eef2f7 100%); overflow: hidden; }
.hero::before { content: ''; position: absolute; top: -100px; right: -100px; width: 600px; height: 600px; border-radius: 50%; background: radial-gradient(circle, rgba(0,102,255,0.1) 0%, rgba(255,255,255,0) 70%); z-index: 0; }
.hero .container { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero-content h1 span { color: var(--accent-red); }
.hero-content p { margin: 24px 0; font-size: 1.25rem; }
.hero-bullets { margin-bottom: 30px; }
.hero-bullets li { margin-bottom: 12px; display: flex; align-items: center; gap: 10px; font-weight: 500; }
.hero-bullets i { color: var(--secondary-blue); }

/* ==========================================================================
   Multi-Step Form
   ========================================================================== */
.form-wrapper { padding: 40px; position: relative; overflow: hidden; }
.form-progress { display: flex; justify-content: space-between; margin-bottom: 30px; position: relative; }
.form-progress::before { content: ''; position: absolute; top: 50%; left: 0; width: 100%; height: 2px; background: #e2e8f0; z-index: 0; transform: translateY(-50%); }
.progress-bar-fill { position: absolute; top: 50%; left: 0; height: 2px; background: var(--secondary-blue); z-index: 1; transform: translateY(-50%); width: 0%; transition: width 0.3s ease; }
.step-dot { width: 30px; height: 30px; border-radius: 50%; background: #e2e8f0; color: var(--text-light); display: flex; justify-content: center; align-items: center; font-weight: bold; position: relative; z-index: 2; transition: var(--transition); }
.step-dot.active { background: var(--secondary-blue); color: white; box-shadow: 0 0 0 4px rgba(0, 102, 255, 0.2); }
.step-dot.completed { background: var(--primary-blue); color: white; }
.form-step { display: none; }
.form-step.active { display: block; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; margin-bottom: 8px; font-weight: 500; }
.form-group input, .form-group select { width: 100%; padding: 14px; border: 1px solid #cbd5e1; border-radius: 6px; font-family: inherit; font-size: 1rem; transition: var(--transition); }
.form-group input:focus, .form-group select:focus { outline: none; border-color: var(--secondary-blue); box-shadow: 0 0 0 3px rgba(0,102,255,0.1); }
.form-actions { display: flex; justify-content: space-between; margin-top: 30px; }

/* ==========================================================================
   Trust Bar
   ========================================================================== */
.trust-bar { background: var(--white); padding: 40px 0; border-bottom: 1px solid #e2e8f0; }
.trust-logos { display: flex; justify-content: space-around; align-items: center; flex-wrap: wrap; gap: 30px; opacity: 0.8; filter: grayscale(100%); transition: var(--transition); }
.trust-logos h3 { transition: var(--transition); margin: 0; }
.trust-logos:hover { filter: grayscale(0%); opacity: 1; }

/* ==========================================================================
   Results / Stats Section
   ========================================================================== */
.results { background: var(--primary-blue); color: var(--white); position: relative; overflow: hidden; }
.results h2 { color: var(--white); }
.results p { color: #cbd5e1; }
.stat-card { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); padding: 40px 20px; border-radius: 12px; text-align: center; }
.stat-number { font-size: 3.5rem; font-weight: 800; color: var(--secondary-blue); margin-bottom: 10px; }

/* ==========================================================================
   Problem Section
   ========================================================================== */
.problem-cards { margin-top: 50px; }
.problem-card { background: var(--white); padding: 30px; border-radius: 12px; box-shadow: var(--shadow-sm); border-top: 4px solid var(--accent-red); transition: var(--transition); }
.problem-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.problem-card i { font-size: 2.5rem; color: var(--accent-red); margin-bottom: 20px; }

/* ==========================================================================
   Solution Section
   ========================================================================== */
.solution { background: linear-gradient(to right, #ffffff, #f0f4f8); }
.solution-content { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.solution-image { position: relative; border-radius: 16px; overflow: hidden; box-shadow: var(--shadow-lg); }
.solution-image::after { content: ''; position: absolute; inset: 0; background: linear-gradient(45deg, rgba(0,102,255,0.2), transparent); }

/* ==========================================================================
   Service Cards
   ========================================================================== */
.service-card { background: var(--white); padding: 40px 30px; border-radius: 16px; box-shadow: var(--shadow-sm); transition: var(--transition); position: relative; overflow: hidden; z-index: 1; }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 0; background: var(--secondary-blue); transition: height 0.3s ease; z-index: -1; }
.service-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.service-card:hover::before { height: 100%; }
.service-card:hover h3, .service-card:hover p, .service-card:hover i { color: var(--white); }
.service-icon { width: 60px; height: 60px; background: rgba(0,102,255,0.1); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; color: var(--secondary-blue); margin-bottom: 25px; transition: var(--transition); }

/* ==========================================================================
   Timeline
   ========================================================================== */
.timeline { position: relative; max-width: 800px; margin: 60px auto 0; }
.timeline::before { content: ''; position: absolute; top: 0; left: 50%; bottom: 0; width: 2px; background: #e2e8f0; transform: translateX(-50%); }
.timeline-item { margin-bottom: 60px; position: relative; width: 50%; padding-right: 40px; }
.timeline-item:nth-child(even) { left: 50%; padding-right: 0; padding-left: 40px; }
.timeline-icon { position: absolute; right: -30px; top: 0; width: 60px; height: 60px; background: var(--primary-blue); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; z-index: 2; border: 4px solid var(--bg-light); }
.timeline-item:nth-child(even) .timeline-icon { left: -30px; }
.timeline-content { background: var(--white); padding: 30px; border-radius: 12px; box-shadow: var(--shadow-sm); }

/* ==========================================================================
   Testimonials
   ========================================================================== */
.testimonials { background: var(--primary-blue); color: var(--white); }
.testimonials h2 { color: var(--white); }
.testimonial-card { background: rgba(255,255,255,0.05); padding: 40px; border-radius: 16px; border: 1px solid rgba(255,255,255,0.1); }
.stars { color: #fbbf24; margin-bottom: 20px; font-size: 1.2rem; }
.client-info { display: flex; align-items: center; gap: 15px; margin-top: 25px; }
.client-avatar { width: 50px; height: 50px; border-radius: 50%; background: var(--secondary-blue); display: flex; align-items: center; justify-content: center; font-weight: bold; }

/* ==========================================================================
   Checklist
   ========================================================================== */
.checklist { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
.check-item { display: flex; align-items: center; gap: 15px; background: var(--white); padding: 20px; border-radius: 8px; box-shadow: var(--shadow-sm); }
.check-item i { color: #10b981; font-size: 1.5rem; }
.check-item span { font-weight: 600; }

/* ==========================================================================
   FAQ
   ========================================================================== */
.faq-container { max-width: 800px; margin: 50px auto 0; }
.faq-item { background: var(--white); margin-bottom: 15px; border-radius: 8px; box-shadow: 0 2px 4px rgba(0,0,0,0.05); overflow: hidden; }
.faq-question { padding: 20px 25px; width: 100%; text-align: left; background: none; border: none; font-size: 1.125rem; font-weight: 600; color: var(--primary-blue); cursor: pointer; display: flex; justify-content: space-between; align-items: center; font-family: inherit; }
.faq-question i { transition: transform 0.2s ease; color: var(--secondary-blue); }
.faq-question.active i { transform: rotate(180deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; padding: 0 25px; background: #fafafa; }
.faq-answer p { padding: 20px 0; margin: 0; }

/* ==========================================================================
   Final CTA
   ========================================================================== */
.final-cta { background: linear-gradient(135deg, var(--secondary-blue) 0%, var(--primary-blue) 100%); color: var(--white); text-align: center; padding: 120px 0; }
.final-cta h2 { color: var(--white); font-size: 3rem; margin-bottom: 30px; }
.final-cta p { color: rgba(255,255,255,0.8); margin-bottom: 40px; font-size: 1.25rem; max-width: 600px; margin-inline: auto; }

/* ==========================================================================
   Contact Section
   ========================================================================== */
.contact-section { background: var(--bg-light); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
.contact-info-card { background: var(--primary-blue); color: var(--white); padding: 50px; border-radius: 16px; }
.contact-info-card h3 { color: var(--white); margin-bottom: 30px; }
.info-item { display: flex; align-items: flex-start; gap: 20px; margin-bottom: 30px; }
.info-item i { font-size: 1.5rem; color: var(--secondary-blue); }
.contact-form { background: var(--white); padding: 50px; border-radius: 16px; box-shadow: var(--shadow-lg); }

/* ==========================================================================
   Blog Cards
   ========================================================================== */
.blog-card { background: var(--white); border-radius: 16px; overflow: hidden; box-shadow: var(--shadow-sm); transition: var(--transition); display: flex; flex-direction: column; }
.blog-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.blog-card-img { width: 100%; height: 220px; object-fit: cover; transition: var(--transition); }
.blog-card:hover .blog-card-img { transform: scale(1.02); }
.blog-card-img-wrapper { overflow: hidden; position: relative; }
.blog-category-badge { position: absolute; top: 15px; left: 15px; background: var(--secondary-blue); color: var(--white); font-size: 0.75rem; font-weight: 700; text-transform: uppercase; padding: 6px 12px; border-radius: 20px; z-index: 2; }
.blog-card-content { padding: 30px; flex-grow: 1; display: flex; flex-direction: column; }
.blog-meta { font-size: 0.85rem; color: var(--text-light); margin-bottom: 10px; display: flex; gap: 15px; }
.blog-meta i { margin-right: 5px; color: var(--secondary-blue); }
.blog-card-title { font-size: 1.25rem; font-weight: 700; margin-bottom: 15px; color: var(--primary-blue); line-height: 1.4; }
.blog-card-title a { color: var(--primary-blue); }
.blog-card-title a:hover { color: var(--secondary-blue); }
.blog-card-excerpt { color: var(--text-light); font-size: 1rem; margin-bottom: 20px; flex-grow: 1; }
.blog-read-more { font-weight: 600; color: var(--secondary-blue); display: inline-flex; align-items: center; gap: 8px; transition: var(--transition); }
.blog-read-more i { transition: transform 0.2s ease; }
.blog-card:hover .blog-read-more { color: var(--primary-blue); }
.blog-card:hover .blog-read-more i { transform: translateX(5px); }

/* Blog Archive Header */
.blog-archive-header { background: var(--primary-blue); color: var(--white); padding: 120px 0 60px; text-align: center; }
.blog-archive-header h1 { color: var(--white); font-size: 2.5rem; }

/* Blog Filters */
.blog-filters { display: flex; justify-content: center; gap: 15px; margin-bottom: 50px; flex-wrap: wrap; }
.filter-btn { padding: 8px 20px; border-radius: 30px; background: var(--white); border: 1px solid #e2e8f0; color: var(--text-light); font-weight: 500; cursor: pointer; transition: var(--transition); }
.filter-btn:hover, .filter-btn.active { background: var(--secondary-blue); color: var(--white); border-color: var(--secondary-blue); }

/* ==========================================================================
   Single Post
   ========================================================================== */
.blog-hero { position: relative; padding: 180px 0 100px; background-size: cover; background-position: center; color: var(--white); text-align: center; }
.blog-hero::before { content: ''; position: absolute; inset: 0; background: linear-gradient(to bottom, rgba(10, 37, 64, 0.85), rgba(10, 37, 64, 0.95)); z-index: 1; }
.blog-hero-content { position: relative; z-index: 2; max-width: 900px; margin: 0 auto; padding: 0 24px; }
.blog-hero-category { display: inline-block; background: var(--accent-red); color: var(--white); font-weight: 700; text-transform: uppercase; padding: 6px 16px; border-radius: 20px; font-size: 0.85rem; margin-bottom: 20px; }
.blog-hero h1 { color: var(--white); font-size: 3rem; margin-bottom: 20px; }
.blog-hero-meta { display: flex; justify-content: center; gap: 20px; color: #cbd5e1; font-size: 1rem; }

.single-post-wrapper { display: grid; grid-template-columns: 280px 1fr; gap: 50px; padding: 60px 24px; max-width: 1200px; margin: 0 auto; align-items: start; }

.blog-sidebar { position: sticky; top: 120px; }
.toc-box { background: var(--white); padding: 30px; border-radius: 12px; box-shadow: var(--shadow-sm); border-top: 4px solid var(--secondary-blue); }
.toc-box h4 { margin-bottom: 20px; font-size: 1.2rem; color: var(--primary-blue); }
.toc-list { list-style: none; }
.toc-list li { margin-bottom: 12px; }
.toc-list a { color: var(--text-light); font-size: 0.95rem; transition: var(--transition); display: block; line-height: 1.4; border-left: 2px solid transparent; padding-left: 10px; }
.toc-list a:hover, .toc-list a.active { color: var(--secondary-blue); border-left-color: var(--secondary-blue); font-weight: 600; }

.post-content-area { background: var(--white); padding: 50px; border-radius: 16px; box-shadow: var(--shadow-sm); }
.post-content-area p { margin-bottom: 24px; color: var(--text-dark); font-size: 1.15rem; line-height: 1.8; }
.post-content-area h2 { font-size: 2.2rem; margin: 50px 0 25px; color: var(--primary-blue); border-bottom: 1px solid #e2e8f0; padding-bottom: 10px; }
.post-content-area h3 { font-size: 1.6rem; margin: 40px 0 20px; color: var(--primary-blue); }
.post-content-area ul, .post-content-area ol { margin-bottom: 24px; padding-left: 25px; font-size: 1.15rem; color: var(--text-dark); }
.post-content-area li { margin-bottom: 10px; }
.post-content-area blockquote { background: #f0f4f8; border-left: 4px solid var(--secondary-blue); padding: 20px 30px; margin: 40px 0; font-style: italic; font-size: 1.25rem; border-radius: 0 8px 8px 0; color: var(--primary-blue); }

.article-cta { background: linear-gradient(135deg, var(--primary-blue), #1a365d); color: var(--white); padding: 40px; border-radius: 12px; margin: 50px 0; text-align: center; box-shadow: var(--shadow-lg); }
.article-cta h3 { color: var(--white); font-size: 1.8rem; margin-bottom: 15px; }
.article-cta p { color: #cbd5e1; margin-bottom: 25px; font-size: 1.1rem; }

.post-share { display: flex; align-items: center; gap: 15px; margin-top: 50px; padding-top: 30px; border-top: 1px solid #e2e8f0; }
.share-label { font-weight: 600; color: var(--primary-blue); font-size: 1.1rem; }
.share-btn { width: 40px; height: 40px; border-radius: 50%; display: flex; align-items: center; justify-content: center; background: #e2e8f0; color: var(--primary-blue); transition: var(--transition); cursor: pointer; border: none; }
.share-btn:hover { background: var(--secondary-blue); color: var(--white); transform: translateY(-3px); }

.post-navigation-custom { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; margin: 50px auto 100px; max-width: 1200px; padding: 0 24px; }
.nav-post-card { display: flex; align-items: center; gap: 20px; background: var(--white); padding: 25px; border-radius: 12px; box-shadow: var(--shadow-sm); transition: var(--transition); text-align: left; }
.nav-post-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.nav-post-card img { width: 80px; height: 80px; border-radius: 8px; object-fit: cover; }
.nav-post-info span { display: block; font-size: 0.85rem; color: var(--text-light); text-transform: uppercase; font-weight: 700; margin-bottom: 5px; }
.nav-post-info h4 { margin: 0; font-size: 1.1rem; color: var(--primary-blue); line-height: 1.4; }
.nav-next { flex-direction: row-reverse; text-align: right; }

/* ==========================================================================
   Legal Pages
   ========================================================================== */
.legal-header { background: var(--primary-blue); color: var(--white); padding: 120px 0 60px; text-align: center; }
.legal-header h1 { color: var(--white); font-size: 2.5rem; }
.legal-content { max-width: 800px; margin: 0 auto; padding: 60px 24px; background: var(--white); border-radius: 12px; box-shadow: var(--shadow-sm); margin-top: -30px; position: relative; z-index: 10; margin-bottom: 100px; }
.legal-content h2 { font-size: 1.75rem; margin: 40px 0 20px; }
.legal-content p, .legal-content li { margin-bottom: 15px; color: var(--text-dark); }
.legal-content ul { list-style: disc; padding-left: 20px; margin-bottom: 20px; }

/* ==========================================================================
   Credit Restoration Page
   ========================================================================== */
.cr-page { background: var(--bg-light); }
.cr-hero { position: relative; padding: 160px 0 80px; background: linear-gradient(135deg, var(--primary-blue) 0%, #0d3563 100%); color: var(--white); text-align: center; overflow: hidden; }
.cr-hero::before { content: ''; position: absolute; top: -50%; right: -20%; width: 600px; height: 600px; border-radius: 50%; background: radial-gradient(circle, rgba(0,102,255,0.2) 0%, transparent 70%); }
.cr-hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(0,102,255,0.15); border: 1px solid rgba(0,102,255,0.3); color: #60a5fa; font-size: 0.85rem; font-weight: 600; text-transform: uppercase; letter-spacing: 2px; padding: 8px 20px; border-radius: 100px; margin-bottom: 20px; }
.cr-hero-badge::before { content: ''; display: inline-block; width: 8px; height: 8px; background: var(--green); border-radius: 50%; }
.cr-hero h1 { color: var(--white); font-size: clamp(2.5rem, 6vw, 4rem); margin-bottom: 20px; }
.cr-hero h1 em { font-style: normal; color: #60a5fa; }
.cr-hero-sub { font-size: 1.2rem; color: #cbd5e1; max-width: 650px; margin: 0 auto 20px; font-weight: 300; }
.cr-hero-sub strong { color: var(--white); font-weight: 600; }
.cr-audience-pills { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; margin-bottom: 30px; }
.cr-pill { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: 100px; padding: 8px 18px; font-size: 0.9rem; color: var(--white); display: flex; align-items: center; gap: 8px; }
.cr-pill i { color: var(--green); }

.cr-stats { background: var(--primary-blue); border-top: 1px solid rgba(0,102,255,0.2); border-bottom: 1px solid rgba(0,102,255,0.2); padding: 40px 0; }
.cr-stats-inner { display: flex; justify-content: space-around; flex-wrap: wrap; gap: 30px; text-align: center; }
.cr-stat-num { font-size: 2.8rem; font-weight: 800; color: var(--secondary-blue); line-height: 1; }
.cr-stat-label { font-size: 0.8rem; color: #cbd5e1; text-transform: uppercase; letter-spacing: 1.5px; margin-top: 6px; }

.sp-section { padding: 80px 0; }
.sp-section.alt-bg { background: var(--white); }
.sp-tag { font-size: 0.85rem; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; color: var(--secondary-blue); margin-bottom: 10px; display: block; }
.sp-title { font-size: 2.2rem; font-weight: 800; line-height: 1.15; color: var(--primary-blue); margin-bottom: 15px; }
.sp-title em { font-style: normal; color: var(--secondary-blue); }
.sp-lead { font-size: 1.1rem; color: var(--text-light); max-width: 650px; font-weight: 300; line-height: 1.75; margin-bottom: 40px; }

.cr-damage-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; }
.cr-damage-card { background: var(--white); border: 1px solid #e2e8f0; border-radius: 14px; padding: 30px; position: relative; overflow: hidden; transition: var(--transition); }
.cr-damage-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.cr-damage-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, transparent, var(--secondary-blue), transparent); }
.cr-damage-icon { width: 50px; height: 50px; border-radius: 12px; background: rgba(230,57,70,0.1); display: flex; align-items: center; justify-content: center; font-size: 1.5rem; margin-bottom: 15px; }
.cr-damage-card h3 { font-size: 1rem; font-weight: 600; margin-bottom: 8px; }
.cr-damage-card p { font-size: 0.95rem; }

.cr-process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 25px; }
.cr-process-step { background: var(--white); border: 1px solid #e2e8f0; border-radius: 16px; padding: 30px; position: relative; transition: var(--transition); }
.cr-process-step:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.cr-step-number { font-size: 4rem; font-weight: 800; color: rgba(0,102,255,0.08); line-height: 1; position: absolute; top: 15px; right: 20px; }
.cr-step-icon { font-size: 2rem; margin-bottom: 12px; }
.cr-process-step h3 { font-size: 1.05rem; font-weight: 600; margin-bottom: 8px; }
.cr-process-step p { font-size: 0.95rem; }
.cr-process-step:not(:last-child)::after { content: '\2192'; position: absolute; right: -18px; top: 50%; transform: translateY(-50%); color: var(--secondary-blue); font-size: 1.3rem; opacity: 0.5; z-index: 2; }

.cr-services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 25px; }
.cr-service-card { background: var(--white); border: 1px solid #e2e8f0; border-radius: 16px; padding: 30px; transition: var(--transition); position: relative; }
.cr-service-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.cr-service-card.featured { border-color: var(--secondary-blue); }
.cr-service-card.featured::after { content: '\2605 MOST POPULAR'; position: absolute; top: 15px; right: 15px; background: rgba(0,102,255,0.1); border: 1px solid rgba(0,102,255,0.2); color: var(--secondary-blue); font-size: 0.7rem; font-weight: 700; letter-spacing: 1px; padding: 4px 10px; border-radius: 100px; }
.cr-service-icon { font-size: 2rem; margin-bottom: 12px; }
.cr-service-card h3 { font-size: 1.3rem; font-weight: 700; margin-bottom: 8px; }
.cr-service-list { list-style: none; margin-top: 15px; }
.cr-service-list li { display: flex; align-items: flex-start; gap: 8px; font-size: 0.9rem; color: var(--text-light); padding: 6px 0; border-bottom: 1px solid #f1f5f9; }
.cr-service-list li:last-child { border-bottom: none; }
.cr-service-list li::before { content: '\2713'; color: var(--green); font-weight: 700; flex-shrink: 0; }

.cr-loan-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.cr-loan-features { list-style: none; }
.cr-loan-features li { display: flex; align-items: flex-start; gap: 15px; margin-bottom: 20px; font-size: 1rem; color: var(--text-light); }
.cr-loan-features li .cr-check { width: 24px; height: 24px; border-radius: 50%; background: rgba(16,185,129,0.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 3px; color: var(--green); font-size: 0.8rem; font-weight: 700; }
.cr-loan-features li strong { display: block; color: var(--text-dark); margin-bottom: 3px; }
.cr-loan-visual { background: var(--white); border: 1px solid rgba(0,102,255,0.15); border-radius: 16px; padding: 30px; position: relative; overflow: hidden; }
.cr-loan-visual::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--secondary-blue), #60a5fa, var(--secondary-blue)); }
.cr-loan-path { display: flex; flex-direction: column; }
.cr-loan-node { display: flex; align-items: center; gap: 15px; padding: 14px 0; border-bottom: 1px solid #f1f5f9; }
.cr-loan-node:last-child { border-bottom: none; }
.cr-loan-dot { width: 44px; height: 44px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.2rem; flex-shrink: 0; }
.dot-red { background: rgba(230,57,70,0.1); border: 1px solid rgba(230,57,70,0.2); }
.dot-blue { background: rgba(0,102,255,0.1); border: 1px solid rgba(0,102,255,0.2); }
.dot-green { background: rgba(16,185,129,0.1); border: 1px solid rgba(16,185,129,0.2); }
.cr-node-label { font-size: 0.75rem; color: var(--text-light); text-transform: uppercase; letter-spacing: 1px; }
.cr-node-val { font-weight: 600; font-size: 1rem; color: var(--text-dark); }
.cr-connector { width: 2px; height: 16px; background: rgba(0,102,255,0.15); margin-left: 21px; }

.cr-fico-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: start; }
.cr-fico-bars { display: flex; flex-direction: column; gap: 18px; }
.cr-fico-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 6px; }
.cr-fico-label { font-size: 0.9rem; color: var(--text-dark); font-weight: 500; }
.cr-fico-pct { font-size: 0.9rem; color: var(--secondary-blue); font-weight: 700; font-family: monospace; }
.cr-fico-bar-bg { height: 8px; background: #e2e8f0; border-radius: 100px; overflow: hidden; }
.cr-fico-bar-fill { height: 100%; border-radius: 100px; }
.cr-fico-note { font-size: 0.8rem; color: var(--text-light); margin-top: 4px; }

.cr-testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 25px; }
.cr-testimonial { background: var(--white); border: 1px solid #e2e8f0; border-radius: 14px; padding: 30px; position: relative; }
.cr-testimonial::before { content: '\201C'; font-size: 5rem; color: rgba(0,102,255,0.08); position: absolute; top: -10px; left: 15px; line-height: 1; font-family: serif; }
.cr-stars { color: #fbbf24; font-size: 0.9rem; letter-spacing: 2px; margin-bottom: 12px; }
.cr-testimonial p { font-size: 1rem; color: var(--text-dark); line-height: 1.75; margin-bottom: 18px; position: relative; z-index: 1; }
.cr-author { display: flex; align-items: center; gap: 12px; }
.cr-avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--secondary-blue); color: var(--white); display: flex; align-items: center; justify-content: center; font-size: 0.75rem; font-weight: 700; }
.cr-author-name { font-weight: 600; font-size: 0.9rem; color: var(--primary-blue); }
.cr-author-title { font-size: 0.8rem; color: var(--text-light); }

.cr-faq-list { max-width: 800px; }
.cr-faq-item { border-bottom: 1px solid #e2e8f0; padding: 18px 0; }
.cr-faq-q { font-weight: 600; font-size: 1.05rem; color: var(--primary-blue); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 15px; user-select: none; background: none; border: none; width: 100%; text-align: left; font-family: inherit; }
.cr-faq-arrow { color: var(--secondary-blue); font-size: 0.9rem; flex-shrink: 0; transition: transform 0.2s ease; }
.cr-faq-item.open .cr-faq-arrow { transform: rotate(180deg); }
.cr-faq-a { font-size: 1rem; color: var(--text-light); line-height: 1.75; max-height: 0; overflow: hidden; transition: max-height 0.3s ease, padding 0.3s; }
.cr-faq-item.open .cr-faq-a { max-height: 400px; padding-top: 12px; }

.cr-cta-section { background: linear-gradient(135deg, var(--secondary-blue) 0%, var(--primary-blue) 100%); color: var(--white); text-align: center; padding: 100px 0; position: relative; overflow: hidden; }
.cr-cta-section::before { content: ''; position: absolute; bottom: -100px; left: 50%; transform: translateX(-50%); width: 600px; height: 300px; background: radial-gradient(ellipse, rgba(255,255,255,0.1) 0%, transparent 70%); pointer-events: none; }
.cr-cta-section h2 { color: var(--white); font-size: clamp(2rem, 5vw, 3rem); margin-bottom: 15px; }
.cr-cta-section p { color: rgba(255,255,255,0.8); font-size: 1.15rem; max-width: 600px; margin: 0 auto 30px; }

.cr-contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: start; }
.cr-contact-info h3 { font-size: 1.8rem; color: var(--primary-blue); margin-bottom: 20px; }
.cr-contact-row { display: flex; gap: 15px; align-items: center; margin-bottom: 20px; }
.cr-c-icon { width: 48px; height: 48px; background: rgba(0,102,255,0.1); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.2rem; flex-shrink: 0; color: var(--secondary-blue); }
.cr-contact-row p { font-size: 0.85rem; color: var(--text-light); margin-bottom: 2px; }
.cr-contact-row a, .cr-contact-row span { color: var(--text-dark); font-weight: 500; font-size: 1rem; }
.cr-contact-row a:hover { color: var(--secondary-blue); }
.cr-form-card { background: var(--white); border: 1px solid #e2e8f0; border-radius: 16px; padding: 35px; box-shadow: var(--shadow-lg); }
.cr-form-title { font-weight: 700; font-size: 1.2rem; color: var(--primary-blue); margin-bottom: 25px; }
.cr-form-field { margin-bottom: 16px; }
.cr-form-field label { display: block; font-size: 0.8rem; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; color: var(--text-light); margin-bottom: 6px; }
.cr-form-field input, .cr-form-field select { width: 100%; background: var(--bg-light); border: 1px solid #e2e8f0; border-radius: 8px; padding: 12px 16px; color: var(--text-dark); font-family: inherit; font-size: 0.95rem; transition: border-color 0.2s; outline: none; }
.cr-form-field input:focus, .cr-form-field select:focus { border-color: var(--secondary-blue); box-shadow: 0 0 0 3px rgba(0,102,255,0.1); }
.cr-form-submit { width: 100%; background: var(--secondary-blue); color: var(--white); font-weight: 700; font-size: 1rem; padding: 14px; border-radius: 8px; border: none; cursor: pointer; transition: all 0.2s; margin-top: 8px; font-family: inherit; }
.cr-form-submit:hover { background: #0052cc; transform: translateY(-2px); }

.cr-disclaimer { border-top: 1px solid #e2e8f0; padding: 30px 0; text-align: center; background: var(--bg-light); }
.cr-disclaimer p { font-size: 0.78rem; color: var(--text-light); line-height: 1.7; max-width: 820px; margin: 0 auto 8px; opacity: 0.7; }

/* ==========================================================================
   ISO Program Page
   ========================================================================== */
.iso-commission-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.iso-commission-card { background: var(--white); border: 1px solid rgba(0,102,255,0.2); border-radius: 16px; padding: 35px; position: relative; overflow: hidden; }
.iso-commission-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--secondary-blue), #60a5fa, var(--secondary-blue)); }
.iso-commission-pct { font-size: 5rem; font-weight: 800; color: var(--secondary-blue); line-height: 1; margin-bottom: 5px; }
.iso-commission-label { font-size: 0.85rem; color: var(--text-light); text-transform: uppercase; letter-spacing: 2px; font-weight: 600; margin-bottom: 25px; }
.iso-example-box { background: rgba(0,102,255,0.04); border: 1px solid rgba(0,102,255,0.12); border-radius: 10px; padding: 20px; }
.iso-ex-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 1.5px; color: var(--secondary-blue); font-weight: 600; margin-bottom: 10px; }
.iso-ex-line { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; border-bottom: 1px solid #f1f5f9; font-size: 0.95rem; }
.iso-ex-line:last-child { border-bottom: none; }
.iso-ex-val { font-weight: 700; color: var(--primary-blue); font-family: monospace; }
.iso-ex-val.green { color: var(--green); }
.iso-commission-features { list-style: none; }
.iso-commission-features li { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 18px; font-size: 1rem; color: var(--text-light); }
.iso-commission-features li .ico { width: 22px; height: 22px; border-radius: 50%; background: rgba(16,185,129,0.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 3px; color: var(--green); font-size: 0.75rem; font-weight: 700; }
.iso-commission-features li strong { display: block; color: var(--text-dark); margin-bottom: 2px; }

.iso-problem-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; }
.iso-problem-card { background: var(--white); border: 1px solid #e2e8f0; border-radius: 14px; padding: 28px; transition: var(--transition); }
.iso-problem-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.iso-problem-icon { font-size: 2rem; margin-bottom: 12px; width: 52px; height: 52px; background: rgba(0,102,255,0.08); border-radius: 12px; display: flex; align-items: center; justify-content: center; }
.iso-problem-card h3 { font-size: 1rem; font-weight: 600; margin-bottom: 8px; }
.iso-problem-card p { font-size: 0.95rem; }

.iso-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 25px; }
.iso-step { text-align: center; position: relative; }
.iso-step:not(:last-child)::after { content: '\2192'; position: absolute; right: -18px; top: 50px; color: var(--secondary-blue); font-size: 1.3rem; opacity: 0.5; }
.iso-step-num { width: 60px; height: 60px; border-radius: 50%; background: rgba(0,102,255,0.08); border: 2px solid rgba(0,102,255,0.25); display: flex; align-items: center; justify-content: center; margin: 0 auto 15px; font-size: 1.5rem; font-weight: 800; color: var(--secondary-blue); }
.iso-step h3 { font-size: 1.05rem; font-weight: 600; margin-bottom: 8px; }
.iso-step p { font-size: 0.95rem; }

.iso-protection-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.iso-no-card { border: 1px solid rgba(230,57,70,0.2); background: rgba(230,57,70,0.03); border-radius: 12px; padding: 20px; display: flex; gap: 12px; align-items: flex-start; }
.iso-yes-card { border: 1px solid rgba(16,185,129,0.2); background: rgba(16,185,129,0.03); border-radius: 12px; padding: 20px; display: flex; gap: 12px; align-items: flex-start; }
.iso-pcard-icon { font-size: 1.25rem; flex-shrink: 0; }
.iso-pcard-title { font-weight: 600; font-size: 0.95rem; margin-bottom: 3px; }
.iso-pcard-desc { font-size: 0.88rem; color: var(--text-light); }

.iso-platform-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 20px; }
.iso-platform-feat { background: var(--white); border: 1px solid #e2e8f0; border-radius: 12px; padding: 25px; transition: var(--transition); }
.iso-platform-feat:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.iso-feat-icon { width: 44px; height: 44px; background: rgba(0,102,255,0.08); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 12px; }
.iso-platform-feat h3 { font-size: 1rem; font-weight: 600; margin-bottom: 6px; }
.iso-platform-feat p { font-size: 0.9rem; }

/* ==========================================================================
   Footer
   ========================================================================== */
footer, .site-footer { background: #061524; color: #8898aa; padding: 80px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 50px; margin-bottom: 60px; }
.footer-logo img { height: 40px; margin-bottom: 20px; filter: brightness(0) invert(1); }
footer h4 { color: var(--white); margin-bottom: 20px; font-size: 1.1rem; }
.footer-links li { margin-bottom: 12px; }
.footer-links a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 30px; text-align: center; font-size: 0.9rem; }

/* WordPress specific footer widget area */
.footer-widget-area .widget { margin-bottom: 0; }
.footer-widget-area .widget-title { color: var(--white); margin-bottom: 20px; font-size: 1.1rem; }
.footer-widget-area .widget ul { list-style: none; padding: 0; }
.footer-widget-area .widget ul li { margin-bottom: 12px; }
.footer-widget-area .widget ul li a { color: #8898aa; }
.footer-widget-area .widget ul li a:hover { color: var(--white); }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 992px) {
    h1 { font-size: 2.8rem; }
    .hero .container { grid-template-columns: 1fr; }
    .solution-content { grid-template-columns: 1fr; }
    .timeline::before { left: 30px; }
    .timeline-item { width: 100%; padding-left: 80px !important; padding-right: 0 !important; left: 0 !important; }
    .timeline-icon { left: 0 !important; right: auto !important; }
    .contact-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .single-post-wrapper { grid-template-columns: 1fr; gap: 30px; }
    .blog-sidebar { position: static; order: 2; }
    .post-content-area { padding: 30px 20px; order: 1; }
    .cr-loan-layout, .cr-fico-layout, .cr-contact-layout, .iso-commission-layout { grid-template-columns: 1fr; }
    .cr-process-step:not(:last-child)::after { display: none; }
    .iso-step:not(:last-child)::after { display: none; }
}

@media (max-width: 768px) {
    .mobile-menu-toggle { display: block; }
    .header-cta-btn { display: none !important; }
    .nav-links { position: absolute; top: 100%; left: 0; width: 100%; background: var(--white); flex-direction: column; padding: 20px 0; box-shadow: 0 10px 15px -3px rgba(0,0,0,0.1); clip-path: polygon(0 0, 100% 0, 100% 0, 0 0); opacity: 0; transition: all 0.2s ease-in-out; }
    .nav-links.active { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); opacity: 1; }
    .nav-links a, .nav-links .menu-item a { color: var(--primary-blue) !important; padding: 15px 24px; width: 100%; text-align: left; display: block; border-bottom: 1px solid #f1f5f9; }
    .checklist { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .blog-hero h1 { font-size: 2.2rem; }
    .post-navigation-custom { grid-template-columns: 1fr; }
    .nav-next { flex-direction: row; text-align: left; }
    .cr-process-grid { grid-template-columns: 1fr; }
    .iso-steps { grid-template-columns: 1fr; }
    .iso-protection-grid { grid-template-columns: 1fr; }
}